Form guides

A Chapter 7 or Chapter 13 filing is built from the same set of official forms in every court. Here’s each one: what it is, who files it, what its parts ask and when it’s due.

Last updated October 2026

This page describes the form. It doesn’t tell you how to fill it in. It covers what the form is, who files it and what each part asks. What goes in your answers depends on your own facts, and BK Prepare can’t tell you what to put on your forms. A bankruptcy attorney or a free legal aid clinic can.

Opening the case

The petition and the forms that travel with it.

Form 101Voluntary Petition for Individuals Filing for BankruptcyThe form that opens a bankruptcy case. Filing it is what “filing for bankruptcy” means.Form 121Statement About Your Social Security NumbersYour full Social Security number, given to the court separately so it stays out of the public file.Form 101AInitial Statement About an Eviction Judgment Against YouFor renters whose landlord already has an eviction judgment when the case is filed.Form 101BStatement About Payment of an Eviction Judgment Against YouThe follow-up to Form 101A, due within 30 days of filing.Form 119Bankruptcy Petition Preparer’s Notice, Declaration, and SignatureA disclosure filed when a paid, non-attorney petition preparer helped with the paperwork.

The schedules

Official Form 106 is a set of schedules: what you own, what you owe, what comes in and what goes out.

Form 106SumSummary of Your Assets and Liabilities and Certain Statistical InformationA two-page cover sheet that pulls the totals from every schedule.Form 106A/BSchedule A/B: PropertyEverything you own or have an interest in, with its current value.Form 106CSchedule C: The Property You Claim as ExemptThe property from Schedule A/B that you claim the law protects.Form 106DSchedule D: Creditors Who Have Claims Secured by PropertyDebts backed by property: mortgages, car loans, liens.Form 106E/FSchedule E/F: Creditors Who Have Unsecured ClaimsDebts with no collateral behind them, split into priority and nonpriority.Form 106GSchedule G: Executory Contracts and Unexpired LeasesContracts and leases that are still running on the day of filing.Form 106HSchedule H: Your CodebtorsAnyone else who is also on the hook for one of your debts.Form 106ISchedule I: Your IncomeWhat you earn each month, from every source, as of the filing date.Form 106JSchedule J: Your ExpensesWhat it costs your household to live each month.Form 106J-2Schedule J-2: Expenses for Separate Household of Debtor 2A second expense schedule, for married joint filers who live apart.Form 106DecDeclaration About an Individual Debtor’s SchedulesThe signature page for the schedules, made under penalty of perjury.

The statements

Your recent financial history, and in Chapter 7, what happens to property that secures a debt.

Form 107Statement of Financial Affairs for Individuals Filing for BankruptcyThe Statement of Financial Affairs: a look back at your money over the last several years.Form 108Statement of Intention for Individuals Filing Under Chapter 7In Chapter 7, what you intend to do with property that secures a debt, and with leased property.

Chapter 7 means test

The income forms that decide whether a Chapter 7 case raises a presumption of abuse.

Form 122A-1Chapter 7 Statement of Your Current Monthly IncomeThe first step of the Chapter 7 means test: your income against your state’s median.Form 122A-1SuppStatement of Exemption from Presumption of Abuse Under §707(b)(2)For Chapter 7 filers the means test doesn’t apply to.Form 122A-2Chapter 7 Means Test CalculationThe full Chapter 7 means test calculation, for filers above their state’s median income.

Chapter 13

The income forms that set the length of a repayment plan, and the national plan form.

Form 122C-1Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment PeriodIn Chapter 13, the income form that sets whether a plan runs three years or five.Form 122C-2Chapter 13 Calculation of Your Disposable IncomeThe Chapter 13 disposable income calculation, for filers above their state’s median income.Form 113Chapter 13 PlanThe national Chapter 13 plan form. Most courts use their own instead.

The filing fee

The two applications for someone who can’t pay the court’s fee up front.

Form 103AApplication for Individuals to Pay the Filing Fee in InstallmentsAn application to pay the court’s filing fee in up to four installments.Form 103BApplication to Have the Chapter 7 Filing Fee WaivedAn application to have the Chapter 7 filing fee waived entirely.

Which of these apply to you?

Nobody files all of them. BK Prepare’s questionnaire asks about your situation and builds the list of forms for your case, with your own court’s local forms linked alongside. It’s free, and your answers stay in your browser.