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Chapter 7 means test

Statement of Exemption from Presumption of Abuse Under §707(b)(2) (Official Form 122A-1Supp)

For Chapter 7 filers the means test doesn’t apply to.

Last updated October 2026

Educational information only — not legal advice. BK Prepare isn't a law firm and this isn't a recommendation for your situation. It's a general overview — for advice on your specific case, talk to a licensed bankruptcy attorney or a free legal aid clinic.

This page describes the form. It doesn’t tell you how to fill it in. It covers what the form is, who files it and what each part asks. What goes in your answers depends on your own facts, and BK Prepare can’t tell you what to put on your forms. A bankruptcy attorney or a free legal aid clinic can.

In short

The means test covers people whose debts are primarily consumer debts. It doesn’t apply to someone whose debts are mostly business debts, and the law also carves out certain veterans, reservists and National Guard members.

Form 122A-1Supp is a one-page statement of which of those situations applies. It’s filed together with Form 122A-1, and it tells the filer which box to check at the top of that form.

Who files it

Only a Chapter 7 debtor who believes one of the exemptions applies. A debtor with primarily consumer debts and no qualifying military service doesn’t submit it.

What it asks

Part 1: Identify the Kind of Debts You Have

Whether your debts are primarily consumer debts, meaning debts taken on mainly for personal, family or household purposes.

Part 2: Determine Whether Military Service Provisions Apply to You

Whether you’re a disabled veteran whose debts arose mostly during active duty or a homeland defense activity, or a reservist or National Guard member called to active duty or homeland defense for at least 90 days. For reservists and Guard members the exclusion is temporary: it lasts through the service and 540 days after.

When it’s filed

Together with Form 122A-1.

Related forms

The official form

Official Form 122A-1Supp is one page long and is used in Chapter 7 only cases. This guide describes the 12/15 revision, the date printed beside the form’s title. The federal courts publish the form and replace it when it changes, so their page always has the current one.

BK Prepare’s questionnaire builds the list of forms for a case from your answers, and includes this one when it applies.

Sources

The statutes, rules and official pages behind what’s on this page.