In short
A codebtor is a person or business that is also liable for a debt you owe: a co-signer on a car loan, a guarantor, a joint account holder.
Schedule H connects each codebtor to the debt they share, by pointing to the line on Schedule D, E/F or G where that debt is listed. Spouses filing a joint case don’t list each other.
Who files it
Every individual debtor, in Chapter 7 and Chapter 13, including those with no codebtors.
What it asks
Line 1
Whether you have any codebtors.
Line 2
Whether you lived in a community property state or territory in the last 8 years, and if a spouse or former spouse lived with you there, their name and address.
Line 3
Each codebtor’s name and address, and the creditor and schedule line for the debt they share with you.
When it’s filed
It’s filed with the petition, or within 14 days after it. That’s the deadline Bankruptcy Rule 1007(c) sets for the schedules and statements.
Related forms
- Schedule D: Creditors Who Have Claims Secured by Property (Official Form 106D)
- Schedule E/F: Creditors Who Have Unsecured Claims (Official Form 106E/F)
- Schedule G: Executory Contracts and Unexpired Leases (Official Form 106G)
The official form
Official Form 106H is 2 pages long and is used in Chapter 7 and Chapter 13 cases. This guide describes the 12/15 revision, the date printed beside the form’s title. The federal courts publish the form and replace it when it changes, so their page always has the current one.
BK Prepare’s questionnaire builds the list of forms for a case from your answers, and includes this one when it applies.